100 Day Loans Reviews

Quick Application Process: The application process is quick and free, taking as little as 90 seconds for approval.

Matching Service: 100DayLoans matches applicants to various lenders, potentially increasing the chances of finding a suitable loan.

Flexibility for Bad Credit: The platform is open to borrowers with poor credit history, who might be turned down by other lenders.

Customer Support: Offers multiple channels for customer support, including live chat, email, telephone, and regular mail.

Loan Amounts: $1,000 - $5,000: The platform connects borrowers with lenders offering these loan amounts.

Fast Lender-Approval: 15-Minute Loan Offers: Borrowers can receive loan offers in as fast as 15 minutes.

Simple Application Process: One Simple Form: Borrowers fill out a single form, and the platform's network of lenders reviews the information.

Multiple Loan Offers: Up to Five Loan Offers: Borrowers can receive up to five loan offers from different lenders.

Quick Disbursement: 24-Hour Deposits: Lenders can deposit the money directly into the borrower's bank account, sometimes in as fast as 24 hours.

No Credit Check: Bad Credit Okay: 100dayloans do not require good credit scores, making them accessible to those with bad credit.

Collateral-Based: Auto Equity Loans: These loans use the value of the borrower's vehicle as collateral, allowing for loans even if the car is not fully paid off.

Longer Repayment Terms: Relatively Longer Terms: Compared to other quick loan options, 100day loans offer longer repayment terms, making the financing more budget-friendly but with higher interest payments.

Easy Qualification: Almost Everybody Qualifies: The lack of a credit check requirement makes it easier for most people to qualify for these loans.

Not a Direct Lender: 100DayLoans does not issue loans directly; it connects applicants to other lenders, which means no control over loan terms, interest rates, or fees.

Lack of Transparency: Repayment terms, interest rates, and fees are not disclosed upfront and are dependent on the lender and specific loan terms.

Automated Customer Support: The live chat feature is automated and not very informative, making it difficult to reach a real person for assistance.

Disorganized Website: The website is somewhat disorganized, which can make it challenging to find relevant information.

Negative Feedback: There is negative feedback regarding the lack of upfront information and difficulty in reaching customer service representatives.